About Association Benefits Insurance Agency
ABI was formed to develop and grow New England based associations through the marketing and sales of insurance products to niche based industries. By utilizing the associations buying power every business that meets the underwriting criteria can either save money on their insurance or better insure their business. By building the centers of influence for each association, each group develops the foundation for solid growth with reliable insurance products.

In 1991 ABI principal Frank Michaud spearheaded the marketing efforts for the Retailers Association of Mass. Self-Insured Workers Compensation Group. As a result of the growth and success of the workers compensation program the association expanded its benefits with ABI in offering all lines of commercial insurance.

Frank Venuto, ABI’s other principal, brought the existing property and liability program from the New England Home Furnishings Association to aid in building this new commercial insurance endeavor. Since its inception in the year 2000, this new full service offering has added over 700 new members to the association program as well as accommodating and saving existing members on their commercial insurance.

Our Website Privacy Policy

At ASSOCIATION BENEFITS INSURANCE AGENCY, we are committed to protecting your privacy as a visitor to this Web site and as our customer. To our visitors and to our customers, we offer this pledge:

ASSOCIATION BENEFITS INSURANCE AGENCY is the owner of the information, which is collected on this Web site. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.

Information Collection:
We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send e-mail to us from this Web site. When you enroll for an insurance policy at ASSOCIATION BENEFITS INSURANCE AGENCY, we will ask you to provide your name, home address, mailing address, telephone number and e-mail address. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of ASSOCIATION BENEFITS INSURANCE AGENCY. so we can provide you with policyholder service. The employees of ASSOCIATION BENEFITS INSURANCE AGENCY are each required to sign and acknowledge a Confidentiality And Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer's personal information.

When you purchase an insurance policy from ASSOCIATION BENEFITS INSURANCE AGENCY, you will pay the premiums with your credit card or personal check. If you use your credit card to pay the premium, your credit card information is deleted from our records after your purchase has been authorized. A transaction number will be provided to you on your Binder Of Insurance. You may use this transaction number as a reference to the credit card purchase. We do not keep a record of your credit card information. If you pay the premium using your personal check, we will keep a copy of your check in your file.

When you send us e-mail from this Web site, you will provide us with certain personally identifiable information including your e-mail address.

Cookies:
A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting this Web site. We may utilize a short-lived form of cookie when you visit this site. At ASSOCIATION BENEFITS INSURANCE AGENCY, a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor's computer as soon as they close their browser or if they are not actively browsing our Web site for more than 20 minutes. Should a previous visitor to our Web site return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.

Third Party Links:
This Web site may contain links to third party Web sites that are not controlled by ASSOCIATION BENEFITS INSURANCE AGENCY. These third party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that ASSOCIATION BENEFITS INSURANCE AGENCY is not responsible for the content of third party Web sites linked to ASSOCIATION BENEFITS INSURANCE AGENCY nor are we responsible for the privacy policy or practices of third party Web sites linked to ASSOCIATION BENEFITS INSURANCE AGENCY. Our Privacy Policy only applies to information we collect from you while you are at and while you are actively in a session with ASSOCIATION BENEFITS INSURANCE AGENCY. If you should link to a third party Web site from ASSOCIATION BENEFITS INSURANCE AGENCY, we strongly encourage you to review and become familiar with that Web site's privacy policy.

Changes In Our Privacy Policy:
We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes.

If you have any questions about our privacy policy, please feel free to contact us.